Escrow Protection
Every transaction is secured with built-in escrow — buyers and sellers are always protected.
Our partners
About us
The Merchant is a Pan-African commerce platform built for creators, freelancers, and businesses. We make it easy to list products, offer services, and get paid — with built-in escrow, multi-currency wallets, and payouts across the continent.
Advantages
Everything you need to sell across Africa
Multi-Currency
Accept payments in NGN, GHS, KES, ZAR, USD, and more. Get paid in your local currency.
Instant Payouts
Withdraw to your bank or mobile money. Fast, reliable payouts wherever you are.
Seller Tools
Manage products, track orders, and grow your business from a single dashboard.
Key features
Your digital storefront, ready in minutes
List digital products, offer freelance services, and manage orders — all from one platform built for African creators.
Product listings
Sell ebooks, presets, templates, courses, and more with instant digital delivery.
Service marketplace
Offer freelance services with milestone tracking and secure payments.
Key features
Payments that work across the continent
Multi-currency support, mobile money, and bank payouts — built for the way Africa does business.
Escrow built in
Funds are held securely until both parties confirm delivery.
Wallet & payouts
Track your earnings and withdraw to bank accounts or M-Pesa in real time.
Statistics
Trusted by creators across Africa
Real numbers from real sellers building their businesses on The Merchant.
5,000+
Active sellers
12
African countries
₦2B+
Total transactions
99.9%
Payout success rate
Join thousands of African creators building their future
Testimonials
What sellers are saying
I set up my store in 10 minutes and made my first sale the same day. The escrow feature gives my buyers real confidence.
Amara Okafor
Digital creator, Lagos
Payouts to M-Pesa are instant. I no longer worry about getting paid — The Merchant handles everything.
Samuel Otieno
Freelance designer, Nairobi
FAQ
You ask, we answer
Sign up, complete your seller profile, add your products or services, and you're live. Most sellers are up and running in under 10 minutes.